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Job Number:22401461
Company Name:Personified
Job Location:Indianapolis, IN US
Minimum Education:4-Year College Degree
 Updated: 3/6/2010

Underwriter-Mortgage Loans-Indianapolis, IN and Birmingham, AL
Join the Leading Team of Mortgage Professionals!

We are currently seeking a Mortgage Loan Underwriter to support our growth. With a recent customer service survey indicating that 98.3% of our customers would use Regions Mortgage again and would recommend us to others, it’s a career choice that just makes sense!

Responsibilities:
• Review and analyze borrowers mortgage applications, credit reports and related documents.
• Review files within 48 hours of receipt
• Issue clear and concise stipulations (aka stips).
• Notate status of file and communicate decision to loan officer via phone, e-mail and Note Pad.
• Review appraisal and add stips when needed.
• Call appraiser for additional information when needed.
• Follow-up on stips regularly and with a high degree of urgency.
• Stay abreast of industry guidelines and procedures through training, mortgage memos, and industry guideline changes via the government.
Assist in training Company Overview

Regions Mortgage, headquartered in Birmingham, Ala., is one of the nations top residential mortgage loan originators and servicers. With operations throughout the South, Midwest and Texas, Regions Mortgages primary business focus is the origination, marketing and servicing of long-term mortgage loans. Homebuyers have an assortment of financing options to choose from. With offerings that include fixed and adjustable terms, jumbo loans, FHA and VA loans. We also offer financing for primary residences, second homes and investments properties. Regions Mortgage is able to assist customers at every stage of life.

Through the pursuit of quality, a passion for teamwork and belief in each other, we achieve our objective of delivering customer service excellence. Our enthusiasm and high energy create an environment of commitment and fun, where job satisfaction is at its best. We work together to excel in the home ownership process and provide a mortgage experience that exceeds expectations.
• of processors.
• Verify proper licensing of parties to loans being reviewed.
• Review and analyze real estate purchase contracts.
• Review state and federal disclosures for compliance.


Requirements:

Requirements:
• 2+ years of full underwriting experience to agency guidelines-conventional experience (i.e. Fannie Mae or Freddie Mac Conventional Loans) may be considered
• Detail-oriented and excellent organizational skills
• Ability to multi-task in a fast-paced environment
• Excellent communication skills